Verified founders Bangladesh

Choose the Funding Model That Fits Your Business

Every business is unique. Whether you need seasonal capital, want to scale operations, or are launching a new prototype, FundingBD offers four flexible, Halal-compliant ways to connect founders and investors directly.

  • Equity
  • Term Benefits
  • Group Buy
  • Innovation

Equity Sharing

Trade a percentage of your business ownership for the capital and network you need to scale exponentially.

How It Works

The founder sets a company valuation and offers a specific percentage of ownership (equity) in exchange for capital. Investors become long-term shareholders and partners in the business’s growth.

Real-World Example

A garments manufacturer currently employs 20 workers but has orders to double production. They need ৳1 Crore to hire 20 more workers and buy machines. They offer 10% equity to investors to fund this expansion.

What Investors Get

Long-term ownership, dividends from future profits, and a stake in the company’s eventual valuation.

Compare the Four Models

Ownership, duration, risk and return, side by side, so you can pick the model that fits your business or your savings.

FeatureEquity SharingTerm BenefitsGroup BuyInnovation / POC
Ownership Given?Yes (Company Shares)No (Profit Share Only)No (Product Delivery)Varies (Product or Equity)
DurationLong-term (Years)Short-term (3–12 Months)Until Product ShipsUntil R&D/ Manufacturing
Investor RiskMedium-High (Business Risk)Low-Medium (Managed by Founder)Low (All-or-Nothing)High (Idea Stage)
Primary ReturnDividends & Valuation% of Profits (Halal)Physical ProductProduct / Early Equity
Best Suited ForScaling SMEs & StartupsFarms, Trade, Seasonal RetailE-commerce & Bulk BuyersStudent Projects & Prototypes

Built for Halal & Ethical Growth

We believe in real business growth, not interest-based debt. All our models are designed to align with Islamic finance principles, ensuring peace of mind for conscious investors.

Zero Riba

We do not facilitate fixed-interest loans. Term Benefits are based on actual business profit-sharing.

Shared Risk & Reward

Unlike traditional banking, investors and founders share in the real economic outcomes of the business.

Asset-Backed Economy

Your money goes directly into real businesses farms, factories, and local shops not speculative financial instruments.

Questions, Answered Honestly

Answers to the most common questions about how our funding models work in the real world.

In Islamic finance, profit and loss are shared. However, on FundingBD, founders usually structure Term Benefits around seasonal trades where they manage the operational risk. The specific risk-mitigation terms are outlined in the Digital Agreement signed by both parties before funds are transferred.

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